Effective Date: August 1, 2025
1. Our Services
HardMoneyPortal.com provides an online platform that matches real estate borrowers with hard money lenders. We do not directly lend money or guarantee funding.
2. Eligibility
You must be at least 18 years old and legally able to enter into contracts to use our platform.
3. Account Registration
- You agree to provide accurate, current, and complete information during registration.
- You are responsible for maintaining the confidentiality of your account and password.
- We reserve the right to suspend or terminate accounts that violate these Terms.
4. Subscription & Payment
- Lenders are billed according to the plan they select.
- Payments are processed securely through our payment provider.
- Subscriptions auto-renew unless cancelled before the next billing cycle.
5. Borrower-Lender Interactions
- We facilitate introductions but are not a party to any loan agreement between borrowers and lenders.
- We do not verify project details beyond the information provided by users.
- You are solely responsible for conducting due diligence before entering into any agreement.
6. Prohibited Activities
You agree not to:
- Use our platform for fraudulent, illegal, or misleading purposes.
- Scrape, hack, or attempt unauthorized access to our systems.
- Post false, defamatory, or harmful content.
7. Intellectual Property
All content, logos, and trademarks on HardMoneyPortal.com are owned by us or licensed to us. You may not reproduce or use them without written permission.
8. Disclaimer of Warranties
Our platform is provided 'as is' without warranties of any kind. We do not guarantee that matches will result in funding or that lenders will offer specific terms.
9. Limitation of Liability
To the maximum extent permitted by law, HardMoneyPortal.com shall not be liable for any damages resulting from the use of our platform, including lost profits, data loss, or reputational harm.
10. Termination
We may suspend or terminate your access if you violate these Terms. You may stop using our service at any time by cancelling your subscription.
11. Governing Law
These Terms are governed by the laws of Texas.
12. Changes to Terms
We may update these Terms at any time. Continued use of the platform after updates means you accept the revised Terms.
13. Contact Us
For questions about these Terms, contact us at:
Email: support@hardmoneyportal.com
Last updated: August 1, 2025