Effective Date: August 1, 2025
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, company name, and billing information when you sign up as a lender or borrower.
- Account Information: Login credentials and verification data (e.g., phone verification, company email verification).
- Transaction Information: Payment history, subscription details, and referral commissions.
- Usage Data: IP address, browser type, device data, and pages visited for analytics and platform improvement.
2. How We Use Your Information
We use the information we collect to:
- Provide and improve our matching service between borrowers and lenders.
- Process payments and manage your subscription.
- Verify lender and borrower identities for platform security.
- Send important updates, notifications, and marketing messages (you may opt out anytime).
- Analyze usage trends to enhance user experience.
3. How We Share Your Information
We do not sell your personal data. We may share information only with:
- Matched Lenders: If you are a borrower, your project details are shared only with the lenders you match with.
- Service Providers: Payment processors, analytics providers, and technology partners who support our operations.
- Legal Compliance: If required by law, court order, or to protect our rights and users.
4. Cookies and Tracking
We use cookies and similar tracking technologies to remember preferences and analyze site usage. You can manage or disable cookies in your browser settings, but some features may not function properly without them.
5. Data Security
We implement industry-standard security measures (SSL encryption, secure servers) to protect your data. However, no online platform is 100% secure, so we cannot guarantee absolute security.
6. Your Rights
You have the right to:
- Access, correct, or delete your personal information.
- Opt out of marketing communications at any time.
- Request information about how your data is processed.
7. Third-Party Links
Our site may link to third-party websites. We are not responsible for the privacy practices of those websites.
8. Changes to This Policy
We may update this Privacy Policy periodically. Continued use of our website after updates means you accept the revised policy.
9. Contact Us
If you have questions about this Privacy Policy, contact us at:
Email: support@hardmoneyportal.com
Last updated: August 1, 2025